Medicare Cover for Bariatric Surgery – How to fund your Bariatric Surgery?
Find out by Downloading our Guide to Medicare and Health Insurance for Weightloss Surgery
With the epidemic of obesity in Australia, many people are turning to weight loss surgery when dieting and exercise don’t achieve the result they want. Furthermore, many overweight patients are asking if Medicare will pay for their post-bariatric surgery. Weight loss surgery in Australia not only requires your BMI to be at least 30 but it also includes specific procedures. For example, gastric sleeve, gastric bypass, lap band, and gastric balloon.
Weight loss surgery or bariatric procedures are offered by surgeons all over the country. If you want to find out who the best weight loss surgeons and best post-weight loss bodylift plastic surgeons in Australia you can visit www.newbodyspecialists.com.au.
Will Medicare cover the cost of my bariatric surgery? Do I qualify?
Qualifying for Bariatric Surgery
If you are looking to undertake gastric sleeve, lap band or gastric bypass surgery, Medicare item numbers require that your BMI (body mass index) be at 30+.
Similarly, for a gastric balloon, you need to be at 27+ BMI. However, if you have a BMI between 30 to 39.9, Medicare requires you to demonstrate other, certain health problems to qualify for coverage. Although a BMI of 40 or higher, will qualify you for aid with or without other related health issues.
Health Problem Criteria at a BMI of 30 or Higher:
- Firstly, poorly controlled type 2 diabetes.
- Secondly, high risk of cardiovascular disease.
Health Problem Criteria at a BMI of 35-39.9
Patients must also have one or more obesity-related health problems including:
- Carpal tunnel
- Dyslipidaemia Hypercholesterolemia
- Gall bladder disease
- Liver disease
- PCOS and Infertility
- Sleep apnea and also Sleep deprivation
- Stress Incontinence
- Cardiovascular disease
- Metabolic syndrome
- Non-alcoholic fatty liver disease
- Pseudo-tumor cerebri
- Venous stasis disease
- And, more.
Health Problem Criteria at a BMI of 40 or Higher
- No health problems required to qualify
However, if your BMI qualifies you for cover, your next step is to decide which procedures are a fit for you. As a result, a specialist bariatric surgeon can help you decide what is best for your body and health.
Download Our Weightloss Surgery Guide
Ideal patients who Qualify for Bariatric Surgery include people that are;
- Between 18-75 years old
- At least 36 kg overweight
- At a BMI of 30 or more
- Able to demonstrate a history of failed weight loss attempts
- Thoroughly understand that weight loss procedures are just a surgical tool and that long term success will also require significant diet and lifestyle changes.
4 Most Common Weight Loss Procedures
Below lists the four most common types of bariatric or weight loss surgery in Australia:
- Firstly, there is Gastric sleeve also called vertical sleeve gastrectomy or sleeve gastrectomy
- Secondly, is Gastric Bypass or Roux-en-Y gastric bypass
- Another option is, Lap band or adjustable gastric band, although this is less popular now.
- And finally, Gastric Balloon, this is a newer “in-between” option that is more aggressive than diet and exercise however, it is less aggressive than other bariatric procedures.
Cost of Weight Loss Surgery in Australia
There is no one price for the procedure, this is due to the fact that there are many factors that influence the cost of your procedure. For example:
- Whether you are insured or uninsured
- Consultation fees for your surgeon and GP
- The type of procedure being performed
- Bariatric Surgeon fees
- Surgical assistant fees (if required)
- Hospital fees
- Anaesthetist fees
- As well as, medications you need post-surgery
If you want a more detailed quote, book an appointment today with a qualified bariatric surgeon. Be sure to always ask if there are any added charges or additional procedures required during or after your surgery.
Will Medicare pay for my Bariatric Surgery?
In Australia, Medicare will provide some reimbursement for weight loss procedures. However, as of November 1, 2018 update, some of the Medicare Benefits Scheme changed. These changes may impact your ability to receive a rebate for surgery.
Weight loss surgery is not fully covered under Medicare, in other words, you will incur some out-of-pocket expenses. However, most weight loss surgery is performed under Private Health Insurance and is accessible to most Australians.
The most common Medicare Item Numbers used for Weight Loss Surgery in Australia include;
- 31575 for Sleeve Gastrectomy
- 31572 for Gastric Bypass Surgery
- And, 31369 for Lap Band Surgery (Item 31584 for Lap-Band Removal)
If you would like more information regarding criteria for Medicare Item Numbers you can also visit the MBS Website
Will Private Insurance cover my Weightloss Surgery? – Bariatric Surgery & Private Health Insurance
Some private insurance services will also provide coverage for bariatric surgery. However, you will still have out of pocket fees over what your insurance company will cover.
Moreover, since obesity is considered a pre-existing condition, you will likely have to wait 12 months between joining a health fund and getting approved for surgery. In fact, many surgeons will not perform any bariatric surgery (other than lap band) if you do not have private insurance.
Consult with a bariatric surgeon for further help in understanding the total costs and how insurance will apply.
Furthermore, you can visit www.newbodyspecialists.com.au for a directory of Australian Bariatric Surgeons and an overview of different types of bariatric surgery.